We see the whole picture
of your financial life.
We see the whole picture of your financial life.
Helping you grow and protect your wealth.
Holistic financial planning is the foundation of a sound investment plan. Financial planning starts with many basic considerations such as paying off student loans, affording that first home or contemplating relationships and expanded family. As complexity grows, planning evolves to next generation educational needs, providing financial security and most certainly planning for a comfortable and secure retirement.
The Bigger Picture
What happens when you realize that you have achieved your financial goals? The retirement plans are in place, the house is paid off, and your financial needs have been fulfilled. Once you’ve achieved financial security, it’s time to contemplate more complex income, gift and estate tax planning. Transferring wealth in a way that maximizes benefits for future generations and fulfills philanthropic goals is a central focus of long term financial plans.
Have you explored ways to incorporate responsible investing into your portfolio? Socially Responsible Investing (SRI) has come a long way from its early days, and now presents a wide range of opportunities to invest in companies that are “doing good while doing well.” As we define your plan, we can together consider how your investments, charitable efforts, and estate planning work together to align with your values.
How We Work
Whether at our first meeting or after years of working together, we ask the right questions to get the full picture of your financial life. We then put our insights to work so we can make decisions together with confidence.
There are six key areas that we’ll focus on with you:
- Investment management: how to grow your assets
- Risk management: how to protect your wealth
- Business planning: how to grow and manage your business
- Retirement planning: how to target distribution of your assets in a tax-advantaged way
- Tax planning: how to minimize your tax burden
- Estate planning: how to preserve and transfer your legacy
Together, we’ll determine which of these elements are most crucial to tackling the challenges you face. But developing a financial plan and implementing our recommendations is just the beginning of the process. We schedule regular reviews and make adjustments as needed, based on how your circumstances evolve, the market conditions, and the overall investment climate.
Contact us to start exploring the process.